▸ Limited-time: New customers save up to 40% on 1Password — code auto-applies

1Password's 2026 pricing spans five plans: Individual at $3.99/mo, Families at $5.99/mo for up to 5 people, the Teams Starter Pack at $19.95/mo flat for 10 users, Business at $7.99/user/mo with a free Families plan included for every employee, and Enterprise / MSP on a custom consumption-based model. New customers using our verified 40% coupon drop the Individual price to $2.40/mo and Families to $3.60/mo for the first year. Every plan ships with a 14-day free trial that requires no credit card, plus a pro-rated refund window in the first month of any new annual subscription.

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1Password desktop app showing vaults, items, and the side panel on macOS
The 1Password 8 desktop app — every paid plan unlocks the same polished interface.

1Password Pricing at a Glance

PlanMonthly EquivalentAnnual CostWith 40% CouponBest ForFree Trial
Individual$3.99/mo$47.88/yr$2.40/mo ($28.80/yr)Solo users14 days, no card
Families (up to 5)$5.99/mo$71.88/yr$3.60/mo ($43.20/yr)Households14 days, no card
Teams Starter Pack (10)$19.95/mo flat$239.40/yr$19.95/mo flatSmall teams 2–1014 days, no card
Business$7.99/user/mo$95.88/user/yr+ free Families per seat10+ employees14 days, no card
Enterprise / MSPCustomConsumption-basedCustomLarge orgs, MSPsContact sales

Plan-by-Plan Breakdown

1. 1Password Individual ($2.40–$3.99/mo)

What's included

The Individual plan gives a single user the complete 1Password experience: unlimited passwords, passkeys, credit cards, secure notes, software licenses, and document attachments; native apps for macOS, iOS, watchOS, Windows, Android, and Linux; browser extensions for Chrome, Safari, Edge, Firefox, and Brave; Watchtower breach monitoring; Travel Mode; secure sharing with anyone (even non-1Password users); SSH key management and Git commit signing; 1 GB of document storage; and unlimited device sync. Up to 5 guest accounts can also be invited to access specific shared vaults.

Who it's best for

Anyone who isn't going to share with family or coworkers and wants the best single-user password manager available. At $2.40/mo with our 40% coupon, you're paying $28.80 for an entire year of the most polished, most-secure password manager on the market — less than the cost of two cocktails.

2. 1Password Families ($3.60–$5.99/mo, up to 5)

What's included

Everything in Individual, but for up to 5 family members, with shared vaults for things like the Wi-Fi password, streaming-service logins, home alarm codes, and emergency-access documents. Each family member also gets their own private vault that no one else can see. Account recovery for family members is built in — if your teenager forgets their master password, you can help them recover their account without 1Password ever touching the underlying data. Guest accounts (5) round out the plan for sharing with trusted non-family members.

How adding the 6th member works

Members 6+ are billed at a small per-month add-on rate that keeps the per-person cost well below buying separate Individual subscriptions. There's no hard cap — the Families plan scales to fit blended families, multi-generational households, and shared rentals.

3. 1Password Teams Starter Pack ($19.95/mo flat, up to 20)

The Teams Starter Pack is 1Password's flat-rate small-team offering: $19.95/month total covers up to 10 users, with the option to add another 10 at per-seat pricing. It includes shared team vaults, custom groups, basic admin controls, activity logs, and the same 14-day free trial. For a small business with 3-10 people, this is dramatically cheaper than going straight to per-seat Business pricing — at 10 users, the Starter Pack works out to under $2/user/month. The trade-off: you don't get SSO, SCIM provisioning, SIEM streaming, or the free Families plan per seat. Those come with Business.

4. 1Password Business ($7.99/user/mo)

1Password Business is the right pick once you cross roughly 10 employees or need any of the enterprise-grade integrations. At $7.99 per user per month (billed annually), every seat includes: SSO unlock via Okta, Microsoft Entra ID, OneLogin, Duo, and Google Workspace; SCIM provisioning with Azure AD, Okta, OneLogin, Rippling, and JumpCloud; SIEM streaming to Splunk, Elastic, Sumo Logic, and Panther; advanced admin reporting; 5 GB document storage per user; 20 guest accounts; and — uniquely — a free 1Password Families plan for every employee (a $71.88/year value per seat). That last benefit is the secret weapon: it's the perk that actually drives adoption, because most credential theft happens on personal accounts, not corporate ones.

5. 1Password Enterprise / MSP Edition (custom)

For organizations of 1,000+ users, regulated industries, and managed service providers, 1Password offers an Enterprise tier with custom pricing, dedicated account management, white-glove onboarding, custom contracts and DPAs, and priority security review. The MSP Edition is a particularly interesting variant for IT consultancies: it's consumption-based with no seat minimums, meaning you can manage 1Password across multiple client tenants and pay only for what's actually used. Pricing is quote-only.

Annual vs Monthly Billing — Why 1Password Is Annual-Only for Consumers

You may have noticed 1Password's personal plans don't offer a monthly billing option. This is deliberate. AgileBits structures consumer pricing as annual-only for two reasons. First, it keeps prices low and predictable — they don't have to inflate per-month prices to cover the churn risk of month-to-month subscribers. Second, it removes the dark-pattern temptation to keep raising monthly prices over time. The practical effect: you commit to a year, pay upfront, and get the lowest available price. If you'd hypothetically been able to pay $5/mo monthly versus $28.80/year on Individual, you'd be saving roughly six months' worth of cost over the year by choosing annual. Business and Enterprise customers do get more billing flexibility, including consumption-based options for MSPs.

Is There a 1Password Free Plan?

No — there is no permanent free tier. What 1Password offers instead is a 14-day free trial on every paid plan, with no credit card required to start. During the trial you get the full paid experience: unlimited devices, all features, all integrations. Because no payment method is stored, you cannot be accidentally charged on day 15. If you do nothing, your account simply becomes read-only until you decide to subscribe. The only exceptions to "no free plan" are eligibility-based: verified students via the GitHub Student Pack get the Individual plan free, and verified journalists and qualifying open-source maintainers can apply for free accounts through 1Password's social-good programs.

1Password Refund Policy

1Password offers a pro-rated refund on any new annual subscription if you request it within the first month. That means if you sign up, pay for the year, and discover within 30 days that it isn't for you, you can email support@1password.com and get back the unused portion of your payment. After the first month, refunds are handled case-by-case. Combined with the 14-day no-card trial, this effectively gives you up to 44 days of risk-free evaluation — first the trial, then a 30-day refund window after you subscribe. Full details live at support.1password.com/refund-policy/.

1Password Hidden Costs (None — But Read This)

The good news: 1Password's pricing is unusually clean. There are no setup fees, no per-feature unlocks, no premium add-ons hidden behind paywalls. The full feature set is in every plan. That said, three small line items can shift your real cost:

How to Get 1Password Cheaper Than the List Price

Six tactics work in 2026:

  1. Use our 40% new-customer coupon. The single biggest discount available to a new individual buyer — drops Individual to $2.40/mo and Families to $3.60/mo for the first year.
  2. Choose annual billing (always). Personal plans are annual-only anyway; for Business, annual billing is materially cheaper than month-to-month.
  3. Use the GitHub Student Pack if eligible. Full Individual plan, free, for as long as your Student Pack stays active.
  4. Choose Business if 3+ people. The free Families plan included per seat is a $71.88/year value — for a 5-person company, that's $359/year of free family coverage on top of the Business subscription itself.
  5. Apply via the journalist or open-source maintainer programs if eligible. Free accounts for qualifying applicants. Both have application reviews; budget 1-2 weeks.
  6. Stack the 14-day free trial first, then pay. Use the trial to confirm 1Password works for your workflow before committing — and within the first 30 days of your paid subscription, you're still covered by the pro-rated refund window.

Conclusion — Which 1Password Plan Should You Buy?

Use this decision matrix:

Your SituationRecommended PlanWhy
Solo user, just youIndividual ($2.40/mo)Lowest price for one person
2-5 people (family, partner, roommates)Families ($3.60/mo)$0.72/person/mo at 5 members
6+ people but informal teamTeams Starter Pack ($19.95/mo)Flat rate, under $2/user
10+ employees, want SSO & reportingBusiness ($7.99/user/mo)SSO, SCIM, SIEM + free Families per seat
1,000+ users or MSPEnterprise / MSPConsumption-based, custom contracts
Verified studentFree via GitHub Student Pack$0, full Individual features
40% OFF

Ready to Lock In the Lowest Price?

Claim the 40% new-customer discount on Individual or Families today. 14-day trial, no card, full refund window in your first month.

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1Password Pricing FAQ

How much does 1Password cost per month?

1Password Individual is $3.99/mo standard, or $2.40/mo for new customers using our verified 40% coupon (billed annually at $28.80). Families is $5.99/mo standard, or $3.60/mo with the coupon for up to 5 people ($43.20/yr). Business is $7.99/user/mo and includes a free Families plan for every employee.

Is there a 1Password free plan?

No, 1Password does not offer a permanently free tier. Every paid plan includes a 14-day free trial with no credit card required, giving you full feature access. Eligibility-based free options exist for verified students (via GitHub Student Pack), journalists, and qualifying open-source maintainers.

Does 1Password offer monthly billing?

Not for personal plans. Individual and Families are annual-only in 2026 — you commit to a year upfront in exchange for the lowest per-month price. Business and Enterprise customers do get more flexible billing, including consumption-based pricing for MSPs with no minimum seat counts.

Can I get a refund on 1Password?

Yes. 1Password offers a pro-rated refund on any new annual subscription if you request it within the first month. Combined with the 14-day no-card trial, this effectively gives you up to 44 days of risk-free evaluation. Email support@1password.com to start a refund request.

What's the cheapest 1Password plan?

Free for verified students via the GitHub Student Developer Pack. For everyone else, the cheapest paid path is the Individual plan with our 40% coupon at $2.40/mo, or Families at $3.60/mo — which works out to just $0.72/person/mo at the full five members.